Policy for using "Cookies" and tracking

A cookie is a small file that is stored on your device when you visit a website and used for statistical purposes to improve the functionality of the website and more. Cookies are used by many websites for various purposes, such as keeping your preferences, activating online shopping, and site statistics.

We use cookies or other similar technologies to save your preferences for interaction with our websites, analyze trends, administer the website, track user activity on the site, help you sign up for our services, and collect demographic information about our users.

Cookies are small files with information, which the website sends to the web browser. The browser stores this information in a file on your device. Cookies allow visitors to navigate the website and (where applicable) allow us to customize the website and its content to the needs of the visitor and to improve the results of user actions. If the cookie function is not enabled, we can not ensure the proper functioning of the website and its use as intended.

The cookies we use on our website do not store any data that can directly identify you. If, in the course of using a service provided through our website, you provide your personal data, it will not be passed on to third parties except as described in our Privacy Policy.

We at TBI Bank EAD (hereinafter referred to as "the Bank", "we", "our" or "us") respect and safeguard your right to lawfully processing and protect your personal data. Our Cookie and Tracking Policy aims to give you a clear explanation of how cookies and other tracking technologies are used on our websites, products, and services.

We use cookies on our pages as follows:

• To protect our clients and prevent fraudulent activities.
• In our online application forms. If the cookie storage feature is not active, the user will not be able to access the page and/or use our services.
• In addition, we use cookies to learn how users access our website and track how they interact with it - it helps us improve the quality of the services we provide. For example, we use Google Analytics, a popular Google-provided web service that uses cookies to help us analyze how visitors use our site. More about using cookies can be found in Google's Privacy Policy.
• For monitoring and managing the data flow on our website.
• We use cookies in our advertising campaigns to determine their effect. This helps us to improve the design and structure of the site and the products of the Bank.

We use two types of cookies on our website:

• Session cookies. These are temporary cookies that are only active while the user uses our website (or, more precisely, until the user leaves the page and closes the browser). Session cookies help our website save the steps the visitor has completed on the previous page, eliminating the need to re-enter information.
• Permanent cookies. Permanent cookies remain on the users’ computer after visiting our website. These cookies allow us to identify them as a unique users (saving this information as a random number). How long the cookie will remain on the user's computer will depend on the type of cookie.

Before you start using our website, we need to get your consent to the use of cookies. Because of this, our website has a popup window that notifies you about the use of cookies and asks for your consent to using them by clicking OK. If you do not agree with the use of cookies, you should stop using the website. If you do not accept the use of cookies by clicking "OK" but continue to use the website, this is considered your consent to the use of cookies.

We do not use cookies to collect personal information about users. However, part of the information we processed may be personal data.

If you want to restrict cookies or block them on our website or on any other website, you can do so by changing your web browser settings. For example, you can block all cookies, accept only first-party cookies, or delete all cookies when you exit the browser. To learn more about this feature, use the Help function on your browser. For information on how to delete cookies from your mobile device's browser, please see the device user's guide. Please note that some of the services we provide will not work if you block or delete cookies.

As with most websites, we collect certain information automatically to analyze trends aggregately and to administer websites, products and services.

While we track the webpages that our users visit within a particular website, we do not collect personal information about your online actions over time and on third-party websites or online services. Also, at this time, we do not process or observe web browser settings that prohibit tracking or other mechanisms that give users the ability to exercise a choice of collection of personally identifiable information about your online activities over time and on third party websites. In addition, we are not knowingly authorizing third parties to collect personally identifiable information about your online activities over time or other websites when using the websites we provide.

We cooperate with third parties to display ads on our website and to manage our ads on other websites. Our external partners may use cookies or similar technologies to show you ads based on your searches and interests. If you want to cancel your ads based on your interests, click here or if you are in the European Union, click here. Please note that you will continue to receive generic ads (ie, ads that are not individualized for your interests and behavior).

We reserve the right to change this Cookie Policy and Tracking at any time by publishing the latest update date. If serious changes are made, we will focus on them and try to alert you directly whenever possible . In addition, we will keep previous versions of our Cookie Policy and archive tracking so that you can review them at any time. This is the first version of our Global Cookie Policy and Tracking Policy published on March 2, 2018.