Simple Deposit

‹›

Share +

Save in EUR, USD or LEI and enjoy attractive, fixed interest rates throughout your deposit. Save for emergencies or for house renovation. Save for the sabbatical year in your life when you travel all over the world or for safe retirement.
See? You have so many reasons to save and TBI Bank supports you.

Interest Rates*

LEI	1 MONTH 1.60%	3 MONTHS 2.60%	6 MONTHS 3.20%	9 MONTHS 3.30%	12 MONTHS 3.60%	15 MONTHS 4.40%	18 MONTHS 3.70%	24 MONTHS 3.80%	36 MONTHS 4.00%
EUR	1 MONTH 0.15%	3 MONTHS 0.30%	6 MONTHS 0.45%	9 MONTHS 0.50%	12 MONTHS 0.60%	15 MONTHS -	18 MONTHS 0.80%	24 MONTHS 1.00%	36 MONTHS 1.20%
USD	1 MONTH 0.70%	3 MONTHS 0.90%	6 MONTHS 1.10%	9 MONTHS 1.20%	12 MONTHS 1.30%	15 MONTHS -	18 MONTHS 1.35%	24 MONTHS 1.40%	36 MONTHS 1.45%

*According to the legislation into force, the state withholds 10% tax for incomes from interests.

Interest rates are calculated on a yearly basis and are fixed for the entire duration of the deposit contract. The standard interest rates are applicable to customer exposures of up to 100 000 EUR or their equivalent in other currencies. For amounts exceeding this threshold, the Bank reserves the right to implement different interest rate up on its discretion.

Benefits

Advantageous conditions

You benefit from the most competitive interest rates on the market, with 0 costs for account opening, administration, depositing or withdrawal of money in cash from the deposits at maturity. Additionally, you have access to your money at any time by terminating in advance the deposit for which you benefit of the interest at sight from the standard current account.

Flexibility

You can open deposits in EUR, USD or LEI for periods between 1 month and 36 months in one of our agencies in Bucharest, Iasi, Constanta, Craiova, Oradea or Pitesti.

Easy and fast

You avoid the necessary formalities for renewal of the deposit at maturity if you opt from the beginning for automatic renewal and capitalization of interest.

Safety

Amounts deposited and accrued interest are guaranteed up to the equivalent of EUR 100000. For further information, please access FGDB Bulgaria, the Bank Deposit Guarantee Act, the Information Form for Depositors.

FAQs

1. How can I open a deposit with TBI Bank?

You can open a deposit in EUR, USD or LEI at any of TBI Bank's agencies in Bucharest, Iasi, Constanta, Craiova, Oradea or Pitesti. Moreover, you can apply online for a LEI deposit by filling in an application in the Deposit Platform.

2. What are the costs?

You have 0 administration fee for standard costs, 0 fee for cashing the amounts through banking transfer from other banks to TBI Bank and 0 fee for cash withdrawal at maturity.

3. Is the interest rate fix or variable?

The interest rate is fix for the entire lifespan of the deposit.

4. Can I add new amounts?

You can add new amounts by opening a new deposit.

5. When and how is the tax on income withheld?

The income tax of 10% is withheld before the payment of the due interest and will be subsequently transferred to the National Agency of Fiscal Administration.

We are a digital bank, but we are here to offer you support.
T: 0725.401.084
E: depoziteonline@tbibank.ro

Deposits are covered

Deposits specified in the actual Interest Rate Newsletter of TBI Bank are covered by the Bulgarian Deposit Insurance Fund (BDIF), which guarantees their full payment to one person pursuant to the Bulgarian Law on Bank Deposit Guarantee, regardless of their number and to an amount up to EUR 100 000 with the accrued interest as of the date of the issuance of an act under Art. 20(1) of the same law, included in the amount specified, except the cases strictly stated by the Law. The total amount of the Bank's liability to a depositor is determined in accordance with Art. 12 of the Law on Bank Deposit Guarantee. Payments of amounts will begin no later than 7 working days from the date of the issuance of an act under Art. 20(1) of the Law on Bank Deposit Guarantee.

Additional information can be found by accessing the Insurance Fund Website.
Bulgarian Deposit Insurance Fund: Adress 27 Vladayska Street ,Sofia 1606, Bulgaria, Phone: +359 2 953 1217, +359 2 953 1318, Fax: +359 2 952 1100, E-mail: contact@dif.b