In-store Purchases

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This product is offered by TBI Money IFN S.A. part of TBI Bank Group

When you find the product you desired and don’t want to wait a second longer, the In-Store Product Loan is there to help you get it immediately!
Now you want something, the next thing something else... you think about buying something nice for your children or your parents, but also the renovation of your house can not wait any longer. You don't have to choose, be bold and buy goods in installments.

Benefits

Fast approval
Minimum documentation required

Disability retired persons can access a financing solution
Applicant's maximum age at the end of the credit agreement - 75 years

The analysis fee is not charged in advanced and it does not affect the amount received by the client (it is included in the installments)

More than 1000 partner shops
Any products from any merchant can be financed if the client brings a proforma invoice for it

Costs

Amount

from

200

40000

Period

from

Representative example: For a loan granted for goods acquisition amounting to RON 2,000, for a total period of 24 months, the analysis fee of the credit file is RON 190, the annual interest rate is 21%, the life insurance is included in the installment and in in the value of RON 236.52, the monthly rate is RON 124.69, the total payable amount of RON 2,992.52, DAE 34.08%.
TBIPay installment costs are customized based on industry to partner merchants, price of purchased goods or other considerations relevant to the company.

Apply in 4 steps

In-Store

Choose the product

The financing officer fills in your TBIPay application

Receive fast response

Leave home with the product

Limited time? Choose the online version

Choose the product

The financing officer sends you a link by SMS

You fill in the application in your own time

Receive the product

See here all the repayment methods

Financing conditions and necessary documents

Financing conditions:

Seniority at current job: 3 months uninterrupted (depending on client's creditworthiness)
Applicants' age: from 18 years (depending on the client's creditworthiness) up to 75 years (maximum applicant's age at the end of the credit agreement)
Minimum monthly income accepted: 1100 lei
Minimum accepted pension: 800 lei

Necessary documents*: