In-store Purchases

This product is offered by TBI Money IFN S.A. part of TBI Bank Group

When you find the product you desired and don’t want to wait a second longer, the In-Store Product Loan is there to help you get it immediately!
Now you want something, the next thing something else... you think about buying something nice for your children or your parents, but also the renovation of your house can not wait any longer. You don't have to choose, be bold and buy goods in installments.


Fast approval 
Minimum documentation required 

Disability retired persons can access a financing solution
Applicant's maximum age at the end of the credit agreement - 75 years

The analysis fee is not charged in advanced and it does not affect the amount received by the client (it is included in the installments) 

More than 1000 partner shops
Any products from any merchant can be financed if the client brings a proforma invoice for it



Representative example: For a loan granted for goods acquisition amounting to RON 2,000, for a total period of 24 months, the analysis fee of the credit file is RON 190, the annual interest rate is 21%, the life insurance is included in the installment and in in the value of RON 236.52, the monthly rate is RON 124.69, the total payable amount of RON 2,992.52, DAE 34.08%.
TBIPay installment costs are customized based on industry to partner merchants, price of purchased goods or other considerations relevant to the company.

Apply in 4 steps


Choose the product

The financing officer fills in your TBIPay application

Receive fast response

Leave home with the product

Limited time? Choose the online version

Choose the product

The financing officer sends you a link by SMS

You fill in the application in your own time

Receive the product

Financing conditions and necessary documents

Financing conditions:

  • Seniority at current job: 3 months uninterrupted (depending on client's creditworthiness)
  • Applicants' age: from 18 years (depending on the client's creditworthiness) up to 75 years (maximum applicant's age at the end of the credit agreement)
  • Minimum monthly income accepted: 1100 lei
  • Minimum accepted pension: 800 lei

Necessary documents*:

  • Copy of the ID
  • ANAF approval/ last pension coupon in original
  • Personal loan application
  • Agreement to process personal data

*In special circumstances, TBI Money reserves the right to request other documents than those specified above.

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Standard Loan

Standard Loan

Money reaches you quickly and easily. Apply online!

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Customer Service
T: 021 529 86 00

Working hours

Monday - Friday
| 08:00 - 17:00

Saturday - Sunday
| Closed


Head office TBI Money

Bucharest, Romania,
8-12, Putul lui Zamfir St., ground + 1st floor

Repay your loan safely and for free
Download TBI Bank App and use our services whenever and wherever you need to. Repay your loan instalments with 0% commissions.