Online Purchases

This product is offered by TBI Money IFN S.A. part of TBI Bank Group

Do you want a new Smartphone, an electric scooter, do you want to renew your wardrobe, go on vacation or just renovate a room?

It's easy! Buy in installments from our online stores partners! Whether you are at home, at work or out for a walk, we offer you the opportunity to apply online for the fastest and easiest to pay financing method offered by TBI Money!


Easy to get

  • 100% digital process
  • 24/7 available  
  • Without any physical documentation needed
  • We have imagined a large range of financial products together with our partners in order for you to have the choice in your hands

Fast approval 

  • The fastest approval process on the market. It takes only 10/15 minutes to purchase your product.
  • Only three steps, some personal details and an intuitive, easy-to-follow interface.
  • Live chat in case you need guidance to finish shopping.

State of the art financing technology

  • The technology developed by TBI Money allows video identification of the client
  • Documentation is signed electronically
  • Live ANAF and Credit Bureau checking 

Financial products to fit your needs

  • We offer a flexible installments plan thus you can choose the number of installments you want
  • We permanently develop 0% interest rate campaigns for you to purchase immediately the desired products  



Representative example: For a loan granted for goods acquisition amounting to RON 2,000, for a total period of 24 months, the analysis fee of the credit file is RON 170, the annual interest rate is 21%, the life insurance is included in the installment and in in the value of RON 104.16, the monthly rate is RON 116.86, the total payable amount of RON 2,804.62, DAE 33.53%.

The costs of TBIPay rates are customized according to the industry of the partner merchants, the value of the purchased goods or other considerations relevant to the company. To keep up to date with the latest promotions, see the Campaigns section.

How to apply in 4 easy steps

Fill in the identification data

You are identified with the ID photo and a video selfie

Find out if you fulfill the eligibility conditions

Sign the credit contract 

Enjoy the products you wish,
everything it's easier in installments!


Partner Merchants

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    In-store Purchases

    In-store Purchases

    When you find the product you desire and don’t want to waste a second longer, In-store Credit is there to help you get it immediately!

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    Customer Service
    T: 021 529 86 00

    Working hours

    Monday - Friday
    | 08:00 - 17:00

    Saturday - Sunday
    | Closed


    Head office TBI Money

    Bucharest, Romania,
    8-12, Putul lui Zamfir St., ground + 1st floor

    Repay your loan safely and for free
    Download TBI Bank App and use our services whenever and wherever you need to. Repay your loan instalments with 0% commissions.