Online Product Loan

This product is offered by TBI Money IFN S.A. part of TBI Bank Group

Do you want a new Smartphone, an electric scooter, do you want to renew your wardrobe, go on vacation or just renovate a room?

It's easy! Buy in installments from our online stores partners! Whether you are at home, at work or out for a walk, we offer you the opportunity to apply online for the fastest and easiest to pay financing method offered by TBI Money!


Interest rate

Representative example: For a loan granted for goods acquisition amounting to RON 5.000, for a total period of 60 months, the analysis fee of the credit file (financed by the creditor) is RON 170, the monthly interest rate is 34,8% and fixed for the entire duration of the contract, the monthly rate is RON 182,82, the total payable amount of RON 10.969,41, DAE 43,50%.


Easy to get

  • 100% digital process
  • 24/7 available  
  • Without any physical documentation needed
  • We have imagined a large range of financial products together with our partners in order for you to have the choice in your hands

Fast approval 

  • The fastest approval process on the market. It takes only 10/15 minutes to purchase your product.
  • Only three steps, some personal details and an intuitive, easy-to-follow interface.
  • Live chat in case you need guidance to finish shopping.

State of the art financing technology

  • The technology developed by TBI Money allows video identification of the client
  • Documentation is signed electronically
  • Live ANAF and Credit Bureau checking 

Financial products to fit your needs

  • There is 0 costs for the first 30 days in order for you to see the benefits of our products 
  • We offer a flexible installments plan thus you can choose the number of installments you want
  • We permanently develop 0% interest rate campaigns for you to purchase immediately the desired products  

How to apply in 4 easy steps

Fill in the identification data

Go live with a TBI Credit representative for identification purposes

Find out if you fulfill the eligibility conditions

Sign the credit contract 

Enjoy the products you wish, everything it's easier in installments!


Partner Merchants

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    In-store Credit

    In-store Credit

    When you find the product you desire and don’t want to waste a second longer, the In-store Credit is there to help you get it immediately!

    Discover more


    Customer Service
    T: 021 529 86 00

    Working hours

    Monday - Friday
    | 08:00 - 17:00

    Saturday - Sunday
    | Closed


    Head office TBI Money

    Bucharest, Romania,
    8-12, Putul lui Zamfir St., ground + 1st floor

    Repay your loan safely and for free
    Download TBI Bank App and use our services whenever and wherever you need to. Repay your loan instalments with 0% commissions.