*This simulation is an example of calculation for a Personal needs loan without insurance, with a grace period, with an interest rate of 41%. We mention that the interest rate is customized according to your credit profile and repayment history, following the credit application analysis according to the internal policy and legal regulations in force, based on the documentation provided and the appropriate interest rate according to your profile. In order to get a customized calculation, we invite you to our working points.
Representative example: For a Personal Loan with a grace period, without Insurance with the value 2.500 Lei, and totally repaid in the grace period (first 4 monthly installments), the annual interest rate is 0%, analysis fee is 0 Lei, early repayment compensation is 0% and the total payable amount is 2.500 Lei. After the expiration of the grace period (first 4 monthly installments), for repayment in 48 monthly installments according to the repayment graph (which include the 4 monthly installments related to grace period), the analysis fee is 0 Lei, the fixed annual interest rate is 41%, the monthly rate is 94,01 Lei, DAE is 38,1% and the total payable amount is 4.512,32 Lei.