TBI DUO Loan

This product is offered by TBI Money IFN S.A. part of TBI Bank Group

Where there are two the power increases!

The TBIDUO loan is specially designed for those who want to obtain a larger amount of money. The condition is to bring a co-debtor, who can be a relative, a friend, a trusted person. TBIDUO comes with a lot of advantages and offers you the possibility to implement all your short or long term plans.

Apply for the TBIDUO loan:

TBI DUO Credit Calculator*

Amount
RON
0
40.000
Period
12
months
3
60
Monthly
payment
Interest rate
Fee
APR

*This simulation is an example of calculation for a Personal Needs Loan with codebtor, without insurance, with an interest rate of 26%. We mention that the interest rate is customized according to your credit profile and repayment history, following the credit application analysis according to the internal policy and legal regulations in force, based on the documentation provided and the appropriate interest rate according to your profile. In order to get a customized calculation, we invite you to our working points.

Representative example: For a Personal Loan with codebtor, with Insurance with the value 10.000 Lei, for a total period of 36 months, the annual interest rate is 23,9% (fixed for the entire duration of the contract), analysis fee (financed by the creditor) is 249 Lei, the life insurance premium is 1.317,20 Lei, the monthly rate is 453,17 Lei, the total payable amount is 16.314,05 Lei and DAE is 28,7%.

Representative example: For a Personal Loan with codebtor, without Insurance with the value 10.000 Lei, for a total period of 36 months, the annual interest rate is 25.9% (fixed for the entire duration of the contract), analysis fee (financed by the creditor) is 249 Lei, the monthly rate is 412,39 Lei, the total payable amount is 14.846,14 Lei and DAE is 31,6%.


Benefits

Opportunity for a bigger amount of money, up to 40 000 LEI

2% lower interest rate compared to standard personal loan

Better chance of approval, because you have a co-debtor. 

Easy and fast you have access to money for your plans


Financing conditions and necessary documents

Financing conditions:

  • Seniority at current job: 2 months uninterrupted (depending on client's creditworthiness)
  • Applicants' age: from 24 years (depending on the client's creditworthiness) up to 75 years (maximum applicant's age at the end of the credit agreement)
  • Minimum monthly income accepted: 1100 lei
  • Minimum accepted pension: 800 lei

Necessary documents*:

  • Copy of the ID
  • ANAF approval/ last pension coupon in original
  • Personal loan application
  • Agreement to process personal data

*In special circumstances, TBI Money reserves the right to request other documents than those specified above.

TBI Loan with Metropolitan Life insurance

Choose TBI loan with insurance included for your protection and your family one. The loan helps you achieve certain important goals, and life insurance protects you in the face of unforeseen events.
With Metropolitan Life insurance attached to your loan, you have coverage for events that can affect your financial security.

 

See all insurance details


For more informations please call us


Applicable documents

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Standard Loan

Standard Loan

Request a Personal Loan when you need money for yourself or your beloved ones. 

Discover more

Contact

Customer Service
T: 021 529 86 00
E: ccc@tbicallcenter.ro

Working hours

Monday - Friday
| 08:00 - 17:00

Saturday - Sunday
| Closed

Network

Head office TBI Money

Bucharest, Romania,
8-12, Putul lui Zamfir St., ground + 1st floor