* This simulation is an example of calculation for a Personal Needs Loan with codebtor, without insurance, with an interest rate of 26.9%. We mention that the interest rate is customized according to your credit profile and repayment history, following the credit application analysis according to the internal policy and legal regulations in force, based on the documentation provided and the appropriate interest rate according to your profile. In order to get a customized calculation, we invite you to our working points or to apply online.
Representative example: For a Personal Loan with codebtor, with Insurance with the value 10.000 Lei, for a total period of 36 months, the annual interest rate is 24,9% (fixed for the entire duration of the contract), analysis fee (financed by the creditor) is 249 Lei, the life insurance premium is 1.365,17 Lei, the monthly rate is 461,16 Lei, the total payable amount is 16.601,88 Lei and DAE is 30,01%.
Representative example: For a Personal Loan with codebtor, without Insurance with the value 10.000 Lei, for a total period of 36 months, the annual interest rate is 26.9% (fixed for the entire duration of the contract), analysis fee (financed by the creditor) is 249 Lei, the monthly rate is 417,87 Lei, the total payable amount is 15.043,25 Lei and DAE is 32,9%.
