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About TBI Bank
Total Assets
€ 673 M
Net Profit
€ 22.7 M
Return On Average Equity
20.7 %

Our vision

It's easy!

Our vision

TBI Bank is challenging the established view of banking. To date, we operated as a specialized offline and online lender for individuals and SMEs in Bulgaria and Romania. We are now focused on becoming a next-generation digital lender that will not only improve the financial lives of our current customers but also of those underserved by their existing banks and those who prefer a digital relationship with their bank.

Our evolution will take place by mixing our banking experience with FinTech know-how and by incorporating the cutting edge innovations that we develop together with 4Finance Group, our parent company.

Why our customers returns?

Our evolution will take place by mixing our banking experience with FinTech know-how and by incorporating the cutting edge innovations that we develop together with 4Finance Group, our parent company.

The goal is to bring simplicity to the banking experience by implementing new customer-centric systems and online product lines, built intelligently, flexibly and with the futurein mind.

Mobile solutions

Why our customers returns?

Mobile solutions

Since mobile devices dominate our customers’ lives, we will give them the ability to monitor and control their finances through mobile solutions. We will alert our clients of financial opportunities, earning the right to be on their devices. And we won’t stop there. Through a strong partners’ network, TBI Bank will create a financial platform and a marketplace, offering commercial deals, products and services that our customers demand and deserve.

Our high performing talented team is creating a culture of continuous digital improvement in a transparent and regulated environment to benefit our customers. Because it is our belief, that everyone should be able to enjoy a healthy financial life.

Our values

We put people first
People – be they our customers or our еmployees – are at the heart of everything we do. We strive to help the world’s financially underserved, meet their financial needs today and build stronger foundations for tomorrow. We seek to create supportive, rewarding and empowering workplaces that enable our еmployees to grow their talent and their capabilities. We love what we do!
We strive for excellence
We encourage our people to be bold, curious and pioneering. We trial, we learn, we iterate. We deliver continuous improvement across our products and throughout our business. We are not afraid to fail, we don’t stigmatize failure; we learn, and we celebrate success. We don’t stop at good enough, we seek great. We challenge ourselves and our colleagues.
We are entrepreneurial
We are entrepreneurs – from start-up to scale-up, from ideation to execution. We are driven by a passion for what we do. We never give up. We never stop! We never surrender! We identify whitespace and deliver unique solutions that give us a sustainable competitive advantage. We seek not to copy, but to innovate. We leverage the latest technology in all we do. We love challenge, we love solving tough problems, we respect our competition, whilst we love winning more.
We keep things simple
We believe that financial services should be clear, simple and delivered on our customers’ terms. We seek simple and elegant solutions to complex problems. We strive for transparency in the way we operate inside and out. We are open, honest, straightforward with each other, with our stakeholders and with our customers. We live and love tech! We believe cutting edge technology can deliver simple and yet transformative experiences for our customers.
We act responsibly
We seek to do the right thing across all aspects of our business. We’re a responsible lender, and a socially responsible business. 
We care about the environment. We give back to our communities. We treat customers fairly. We respect all laws. We promote diversity, we celebrate differences, we respect and trust each other. We take responsibility for our actions. We lead by example.

Meet our people

Our people love us and we are sure you will too. But don’t take our word for it, hear from them

Latest News

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Informare privind actualizarea dobanzilor
#Stiri corporate
tbi bank raportează un profit net record în primul trimestru din 2022, cu 40% mai mare față de aceeași perioadă a anului trecut
#Stiri corporate
tbi bank și Autodeal introduc BNPL pentru polițele de asigurare obligatorie auto
#Anunturi
Pentru a proteja economiile românilor, tbi bank oferă soluții de economisire pe termen scurt și lung cu dobânzi ridicate
#Stiri corporate