Give wings to your business ! We take care of financing!
SME Unsecured Loan
We offer you the possibility to sell your services/products in installments, also to your clients and collaborators which are companies, through 2 financing options: Quick Business Credit and Tailored Business Credit.
TAILORED CREDIT
Flexible financing
Maximum amount:
Approval in:
Maximum period:
Repay in:
TBI Bank account:
120 000 RON
48 hours*
24 months
equal monthly installments / seasonal installments**
YES
Minimum documentation
Complete documentation for financing
Representative example:
For a loan amounting 120,000 RON for a total period of 24 months, the monthly rate is 5,926RON, and the total payable amount is 142,234 RON.
Insurances coverage
FAST
Fast time to yes compared to similar products on the market
NO DOCUMENTS
Minimum documentation needed
FLEXIBILITY
Flexible analysis process
NO REAL COLLATERALS
The product bought does not make the object of any guarantee
NO TBI BANK ACCOUNT
Not obliged to open a current account at TBI Bank (Quick Business Credit option)
DIRECT LINE
The amounts are transferred directly to the account of the Commercial Partner for paying the goods
NO INSPECTION
No inspection of goods / no additional documentation needed between Seller and Financer
*From the moment the complete documentation is sent
**Applies to all clients with seasonal activity, in industries like agriculture, Horeca (especially seaside) etc.
Flow
1
Step 1
Partner’s employees receive the loan request from clients (legal entities) for the acquisition of goods/services and are uploading in Bankly the requested data info
2
Step 2
The credit request is received by TBI Bank employees who are contacting the client for submitting the credit application
3
Step 3
The client and the commercial partner are receiving the resolution approval/rejection of credit, and in case of approval, TBI Bank agent is signing the contract with the client
4
Step 4
The amounts from the credit will be transferred to the Commercial Partner for the acquisition of the goods, and the commercial partner will hand over the goods to the client
