AUTO Loan
Do you want to buy a car, a motorcycle, a scooter, or why not a camper? Apply now for the Auto Loan and you choose the vehicle of your dreams.
You many get up to 50,000 Lei and a fast financing decision:
You many get up to 50,000 Lei and a fast financing decision:
- 0% down-payment or collateral required
- We do not request Casco insurance
- Money is transferred directly to your personal account and you have up to 45 days to buy the car and present the bead.
- Enjoy the safety of a fixed interest rate for the entire credit contract term starting with 13,2%/ year.
Benefits
Financing conditions and necessary documents
Financing conditions:
- Seniority at current job: 3 months uninterrupted (depending on client’s creditworthiness)
- Applicants’ age: from 21 years (based on customer profile) up to 75 years (maximum applicant’s age at the end of the credit agreement)
- Minimum monthly income accepted: net national minimum wage
- Minimum accepted pension: 1000 lei
Necessary documents*:
- Original ID
- ANAF approval/ last pension coupon in original
- Auto loan application
- Agreement to process personal data
- Consultation agreement of the Credit Bureau
- You have 45 days from the contract signing date and receiving the money to present to the bank the bead registered on your name.
*In special circumstances, tbi bank reserves the right to request other documents than those specified above.
Representative example for an Auto Loan with Insurance with the value 25.000 Lei, for a total period of 60 months, the annual interest rate is 12% (fixed for the entire duration of the contract), analysis fee (financed by the creditor) is 249 Lei, the life insurance premium is 2.651,15 Lei, the monthly rate is 620,62 Lei, the total payable amount is 37.237,40 Lei and DAE is 13,12%. Your credit request is analyzed by tbi bank, according to its internal policy and to the legal regulations in force. The annual interest rate is fixed and starts at 12% up to 35,9%, depending on your profile and credit history, and also taking into consideration your options for life insurance.
Representative example for an Auto Loan without Insurance with the value 25.000 Lei, for a total period of 60 months, the annual interest rate is 13% (fixed for the entire duration of the contract), analysis fee (financed by the creditor) is 249 Lei, the monthly rate is 574,49 Lei, the total payable amount is 34.469,54 Lei and DAE is 14,3%. Your credit request is analyzed by tbi bank, according to its internal policy and to the legal regulations in force. The annual interest rate is fixed and starts at 13% up to 37,9%, depending on your profile and credit history, and also taking into consideration your options for life insurance.
Applicable documents
