In-store Purchases
When you find the product you desired and don’t want to wait a second longer, the In-Store Product Loan is there to help you get it immediately!
Maximum amount
200 - 60 000
lei
Period
6 - 60
months
Buy now, pay later
Benefits
Fast approval
No income documents
Flexible installment plan
More than 2000 partner shops
In store
1
Choose the product
2
The financing officer fills in your TBIPay application
3
Receive fast response
4
Leave home with the product
Limited time? Choose the online version
1
Choose the product
2
The financing officer sends you a link by SMS
3
You fill in the application in your own time
4
Receive the product
Financing conditions:
- Seniority at current job: 3 months uninterrupted (depending on client’s creditworthiness);
- Applicants’ age: from 18 years (depending on the client’s creditworthiness) up to 75 years (maximum applicant’s age at the end of the credit agreement);
- Minimum monthly income accepted: net national minimum wage
- Minimum accepted pension: 1000 lei.
- Other categories: dividends, copyrights, child-rearing allowance, daily allowance
- Salaries from abroad are accepted
Representative example: For a loan granted amounting to RON 2.000, for a total period of 24 months, the analysis fee of the credit file is 170 lei, the annual interest rate is 20%, the life insurance is included in the installment and in in the value of 234,36 lei, the monthly rate is 122,37 lei, the total payable amount of 2.936,92 lei, DAE 31,58%.
The costs of tbi pay installments are customized according to your profile and credit history, according to the industry of the partner merchants and the value of the purchased goods. Apply online and get a personalized calculation, according to your profile.
Applicable documents
Partner Merchants
All departments
All locations
all
Online Purchases
Do you want a new Smartphone, an electric scooter, do you want to renew your wardrobe, go on vacation or just renovate a room?
More details
Medical services in installments
Take care of yourself and put your health first! Through tbi pay you have the option to pay in installments for medical expenses in partner clinics and hospitals.
More details 
