Online Purchases
Do you want a new Smartphone, an electric scooter, do you want to renew your wardrobe, go on vacation or just renovate a room? It's simple! Buy in installments from our partner stores.
Amount
300 - 30 000
lei
Period
6 - 60
months
Buy now, pay later
Benefits
100% digital process
Available 24/7
Super fast
It takes only 10-15 minutes;
4 steps, some personal details and an intuitive, easy-to-follow interface
4 steps, some personal details and an intuitive, easy-to-follow interface
Accesible
Sign electronically all documents and you can contact us by live chat at any step
Adapted for your needs
You choose the number of installments you want
Apply in 4 steps
1
Fill in the identification data
Minimum documentation required
2
Pass identification
Take a photo of your identity card and go through the automatic identification flow or by video call.
3
Wait for a response
Find out if you fulfill the eligibility conditions
4
After approval
Sign the credit contract
Representative example: For a loan granted for goods acquisition amounting to RON 2.000, for a total period of 24 months, the analysis fee of the credit file is RON 170, the annual interest rate is 20%, the life insurance is included in the installment and in in the value of RON 104,16, the monthly rate is RON 115,75, the total payable amount of RON 2.777,88, DAE 32,19%.
The costs of tbi pay rates are customized according to the industry of the partner merchants, the value of the purchased goods or other considerations relevant to the company. Apply online and get a personalized calculation, according to your profile.
Enjoy the products you wish, everything it's easier in installments!
Partner Merchants
All departments
All locations
all
Documente necesare
In-store Purchases
When you find the product you desired and don’t want to wait a second longer, the In-Store Product Loan is there to help you get it immediately!
More details
Medical services in installments
Take care of yourself and put your health first! Through tbi pay you have the option to pay in installments for medical expenses in partner clinics and hospitals.
More details 
