Standard Loan
Personal loan benefits
Standard Loan
Standard Loan
Below you will find a cost simulation of the loan for personal needs. Credit interest varies depending on your credit profile and history. You will benefit from fixed interest rate for the entire duration of the contract. The personal needs loan is addressed to individuals. Apply for a Standard Loan:
- Online
- Call Center: 021 529 86 00
- In our offices
Representative example: For a Personal Loan with Insurance with the value 16.000 Lei, for a total period of 48 months, the annual interest rate is 24,9% (fixed for the entire duration of the contract), analysis fee (financed by the creditor) is 249 Lei, the life insurance premium is 2.885,82 Lei, the monthly rate is 633,39 Lei, the total payable amount is 30.402,67 Lei and DAE is 28,93%.
Representative example: For a Personal Loan without Insurance with the value 16.000 Lei, for a total period of 48 months, the annual interest rate is 26,9% (fixed for the entire duration of the contract), analysis fee (financed by the creditor) is 249 Lei, the monthly rate is 556,13 Lei, the total payable amount is 26.694,33 Lei and DAE is 31,68%.
Financing conditions and necessary documents
Financing conditions:
- Seniority at current job: 3 months uninterrupted (depending on client’s creditworthiness)
- Applicants’ age: from 21 years (depending on client’s creditworthiness) up to 75 years (maximum applicant’s age at the end of the credit agreement)
- Minimum monthly income accepted: net national minimum wage
- Minimum accepted pension: 1000 lei
Necessary documents*:
- Original ID
- ANAF approval/ last pension coupon in original
- Personal loan application
- Agreement to process personal data
- Consultation agreement of the Credit Bureau
*In special circumstances, TBI Money reserves the right to request other documents than those specified above.
Loan Insurance
Loan Insurance
Security and peace of mind for us and our loved ones – the two things we strive for, whatever we do. Now, this is possible even with a loan. There are many unforeseen situations in life and it is important to be able to protect yourself, your loved ones and your financial loan. Choosing your loan protection, our Metropolitan Life partner gives you incredible loan coverage options and financial assistance for you and your relatives in unexpected events.
TBI Loan with Metropolitan Life insurance
TBI Loan with Metropolitan Life insurance
Choose TBI loan with insurance included for your protection and your family one. The loan helps you achieve certain important goals, and life insurance protects you in the face of unforeseen events.
With Metropolitan Life insurance attached to your loan, you have coverage for events that can affect your financial security.
The insurance attached to the credit covers:
Documente necesare
