AUTO Loan

This product is offered by TBI Money IFN S.A. part of TBI Bank Group

Travel to please your heart 

Do you want to buy a car, a motorcycle, a scooter, or why not a camper? Apply now for the Auto Loan and you choose the vehicle of your dreams.

You many get up to 50,000 Lei and a fast financing decision: 

  • 0% down-payment or collateral required
  • We do not request Casco insurance
  • Money is transferred directly to your personal account and you have up to 45 days to buy the car and present the bead.
  • Enjoy the safety of a fixed interest rate for the entire credit contract term starting with 12%/ year. 

Apply online

Costs


Amount
from
5000
to
50000
Tenor
from
12
to
60

Representative example*
*This simulation is an example of calculation for an Auto loan with insurance, with an interest rate of 12%. We mention that the interest rate is customized according to your credit profile and repayment history, following the credit application analysis according to the internal policy and legal regulations in force, based on the documentation provided and the appropriate interest rate according to your profile. In order to get a customized calculation, we invite you to apply online. 

Representative example for an Auto Loan with Insurance with the value 50,000/25,000 Lei, for a total period of 60 months, the annual interest rate is 12% (fixed for the entire duration of the contract), analysis fee (financed by the creditor) is 249 Lei, the life insurance premium is 4,974.65lei/2,499.65  Lei, the monthly rate is 1,228.42 lei/617.25  Lei, the total payable amount is 73,705.18 Lei/ 37,035.20  Lei and DAE is 12.9%/13.13%. Your credit request is analyzed by TBI Money, according to its internal policy and to the legal regulations in force. The annual interest rate is fixed and starts at 12% up to 35.9%, depending on your profile and credit history, and also taking into consideration your options for life insurance.

Representative example for an Auto Loan without Insurance with the value 50,000/25,000 Lei, for a total period of 60 months, the annual interest rate is 13% (fixed for the entire duration of the contract), analysis fee (financed by the creditor) is 249 Lei, the monthly rate is 1,143.32 lei/574.49 Lei, the total payable amount is 68,599.15 lei/ 34,469.54  Lei and DAE is 14.05%/14.3%. Your credit request is analyzed by TBI Money, according to its internal policy and to the legal regulations in force. The annual interest rate is fixed and starts at 13% up to 37.9%, depending on your profile and credit history, and also taking into consideration your options for life insurance.

Benefits


Money can be sent directly to any bank account in Romania or is available in CEC Bank branches.

Age eligibility for young persons starting with 24 years old.

Credit interest varies depending on your credit history. Choose the Auto loan with insurance and bring a co-debtor and you may benefit of an annual interest rate starting with 12%.


Financing conditions and necessary documents

Financing conditions:

  • Seniority at current job: 3 months uninterrupted (depending on client's creditworthiness)
  • Applicants' age: from 24 years (based on customer profile)  up to 75 years (maximum applicant's age at the end of the credit agreement)
  • Minimum monthly income accepted: 1,100 lei
  • Minimum accepted pension: 800 lei

Necessary documents*:

  • Copy of the ID
  • ANAF approval/ last pension coupon in original
  • Auto loan application
  • Agreement to process personal data
  • You have 45 days from the contract signing date and receiving the money to present to the bank the bead registered on your name. 

*In special circumstances, TBI Money reserves the right to request other documents than those specified above.

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Creditul TBI DUO

Creditul TBI DUO

Unde-s doi puterea creste!

Creditul TBIDUO este conceput special pentru cei care doresc sa obtina o suma mai mare de bani. Conditia este sa aduca un codebitor, care poate fi o ruda, un prieten, o persoana de incredere.

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Contact

Customer Service
T: 021 529 86 00
E: ccc@tbicallcenter.ro

Working hours

Monday - Friday
| 08:00 - 17:00

Saturday - Sunday
| Closed

Network

Head office TBI Money

Bucharest, Romania,
8-12, Putul lui Zamfir St., ground + 1st floor

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