În mediul actual, când totul devine pur și simplu mai scump, prețul asigurării obligatorii auto (RCA) nu face excepție. Pentru a oferi o metodă alternativă de finanțare care să nu pună o greutate suplimentară asupra bugetelor lunare ale consumatorilor români, ne-am unit cu Autodeal, soluție pentru gestionarea costurilor și obligațiilor auto din România. Astfel, oferim soluția de plată “Cumpăra acum, plăteste mai târziu” clienților noștri comuni. Prin BNPL, cumpărătorii pot achiziționa polițe RCA și pot plăti în 4 rate egale, fără dobândă sau taxe suplimentare.
“În contextul menţinerii actualelor costuri pentru poliţele RCA, ne aşteptăm ca aproximativ 20% din totalul acestora să fie plătite în rate de utilizatorii Autodeal. Mai mult, estimăm o creştere a numărului de poliţe încheiate pe 1 an, pentru care şoferii trebuie să achite o sumă mai mare, dar care pot fi accesate în rate”, spune Sandu Băbăşan, partener Autodeal.
“Parteneriatul între Autodeal şi TBI Bank presupune facilitarea achiziţiei poliţelor RCA în 4 rate fără dobândă, prin intermediul soluţiei “Cumpără acum, plăteşte mai târziu” oferită de TBI Bank. Soluţia de finanţare este 100% online, fluxul este complet digitalizat şi automatizat, iar timpul de răspuns pentru aplicaţia de finanţare este de până la 10 minute”, spune Mihai Cringasu, Senior Partner Success Manager la TBI Bank.
Pentru 2022, estimarea este de triplare a numărului de poliţe încheiate prin aplicaţie, iar numărul de descărcări ale aplicaţiei să depăşească 300.000, faţă de 120.000, în prezent.
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